Transfers

Make sure money moving between your accounts is recorded correctly and doesn't skew your reports.

What is a transfer?

A transfer is any movement of money between two accounts you own - for example:

• Moving money from checking to savings
• A Stripe or PayPal payout landing in your bank account
• Paying your credit card bill from your checking account

When both accounts are connected to Kick, each side shows up as a separate transaction. Kick needs to link them together so the movement is recorded as a transfer, not as income on one side and an expense on the other.

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How Kick handles transfers automatically

Kick looks for matching transactions across your accounts and links them automatically. When a match is found, both sides are categorized as a transfer and the movement nets to zero - so it doesn't inflate your income or expenses.

For payment processors like Stripe and PayPal, Kick's direct integrations handle this automatically.

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When transfers need your attention

If Kick can't find a confident match, it surfaces a suggested match in the match drawer's Suggested list. Open the transaction and click Find a transaction match to review suggestions. Select the right one and click Match to confirm it, or leave it alone if none of the suggestions fit.

If a transaction is categorized as a transfer but has no match, it usually means:

• The other account isn't connected to Kick yet
• The category on the other side needs to be updated

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Match a transfer manually

1. Click the transaction to open the details panel
2. Click Find a transaction match
3. Switch the drawer from Suggested to All and find the corresponding transaction on the other account
4. Select it and click Match

To reverse a match, click Unmatch on the matched row.

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Credit card payments

Paying your credit card from your bank account is a common transfer. The outflow from your bank and the payment recorded on your credit card should be matched together. Kick usually handles this automatically - if it doesn't, use the manual match above.

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Automate with Rules

For transfers that follow a predictable pattern - like a Stripe payout always landing in the same bank account - you can create a Transfer Rule to match them automatically.

→ Rules