Reconciliation

Confirm that your Kick transactions match your official bank statements, period by period.

Reconciliation is the process of comparing your transactions in Kick against your actual bank or credit card statements to confirm everything is accounted for and accurate. It's typically done once a month at close, and can be handled by you or your accountant.

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What reconciliation does

Every transaction in Kick comes from a bank feed or an import. Reconciliation verifies that the transactions Kick has on record for an account actually match what the bank has on record - same amounts, same dates, no missing transactions, no duplicates.

When reconciliation is complete for a period, those transactions are marked as reconciled. If your accountant then locks the period, the numbers are frozen and protected from accidental changes.

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Which accounts can be reconciled

• Checking accounts
• Savings accounts
• Credit cards
• Lines of credit

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How reconciliation works in Kick

Step 1 - Upload your bank statement

Open Reconciliation from the sidebar and select the account to reconcile. Upload the bank statement for the period as a PDF. Kick extracts the statement's opening balance, closing balance, and transaction list automatically.

Step 2 - Review matches

Kick pairs each statement line against the transactions already in your Kick account. Most will match automatically. For any differences - a transaction that's in the statement but not in Kick, or in Kick but not the statement - you review and resolve each one.

Common resolutions:

• Add a missing transaction - the bank has it but Kick doesn't (often from a disconnected account)
• Remove a duplicate - Kick has an extra transaction that doesn't exist on the statement
• Mark as from a previous period - a transaction that belongs to an earlier reconciliation

Step 3 - Finish

Once Kick's reconciled closing balance matches the statement's closing balance exactly, you can finish the reconciliation. The period is marked as reconciled and a record is saved.

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Undo a reconciliation

Only the most recent reconciliation per account can be undone from the Reconciliation page. Older reconciliations cannot be undone.

Period locks can block the undo. If any of the reconciled transactions fall in a locked period, Kick tells you the undo is blocked, lists the affected entities, and offers a Go to locks button. Unlock those entities, then try the undo again.

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Reconciliation and Import Transactions

If your bank statement has transactions that aren't in Kick - because the account was disconnected or the bank's Plaid history doesn't go back far enough - use Import Transactions first to bring them in, then reconcile.

→ Import Transactions

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FAQs

Do I need to reconcile every month?

It's best practice. Monthly reconciliation catches missing or duplicate transactions quickly, before they compound across periods. Your accountant will typically drive this as part of closing a period.

What if the closing balance doesn't match?

It means there's a difference between what the bank recorded and what Kick has. Common causes: a missing transaction, a duplicate, an incorrect amount, or a transaction dated in the wrong period. Work through the unmatched items to find and resolve the discrepancy.

Can I reconcile if my account has a connection error?

No - fix the connection first, then reconcile. Go to the Accounts tab and click Fix connection on the affected account.